Mortgage Rates are at record lows right now. Have you been dreaming of buying a house? Before you head in to apply for a mortgage, it’s wise to be up to date on your credit. Credit Sesame is a great place to start to get an idea of where your credit stands and how you can improve it if it needs be!
The holidays are also a great time to keep an eye on your credit! It’s good to stay on top of any fraud that may occur and it’s also really nice to see how much your credit can be affected by items that you might be charging with your credit cards.
Credit Sesame is a FREE service where you can stay up to date on your credit score and credit reports. I have been using it for quite awhile and love it. Besides it being FREE (truly free!), I love that I get a monthly email letting me know if my credit score or credit usage has changed. Identity theft is huge and while, this will not 100% protect you, you will find out faster if something is out of sorts.
Here is what you will get out of being a member of Credit Sesame:
- Get Your Credit Score for free every month
- Track your credit and debt, all in one place
- Save money with personalized advice
- Access your finances on-the-go, anytime
I actually use this to monitor my own credit and I have been very happy with it. 🙂
Did I mention it’s free? As in no credit card needed to sign up and they won’t start billing you in a week like other so-called ‘free’ services!